PIMS Insurance Services provides Professional Liability (E&O) solutions for our clients. E&O policies protect against claims associated with committing an error or omission in performance of professional duties.
We place errors and omissions liability coverage for a variety of consultants in these industries:
• Property / Real Estate
E&O coverage form can vary from carrier to carrier. Policy coverage may include:
• Policy form – Occurrence, Claims-made & Convertible Claims-made
• Stand-alone or shared limits policy
• Prior acts coverage
• Defense protection for disciplinary proceedings, EMTALA, Stark and HIPAA
• Defense costs in addition to limits or reduce limits
• Incident or written demand claim reporting
• Consent to settle including Hammer clauses
• Tail terms – free vs. % of existing premium
• Cyber Liability sublimit for unauthorized access to your patient files
PIMS Insurance Services will work with you to identify professional liability exposures and apply risk management strategies that coordinate with your policy to ensure comprehensive coverage.