PIMS Insurance Services provides Medical Malpractice solutions for our clients. We offer medical professional liability for physicians, physician groups and medical facilities. We also offer an annual HIPAA and OSHA certification course. CME courses are available with specific carriers.
Medical professional liability coverage form can vary from carrier to carrier. Policy coverage may include:
• Policy form – Occurrence, Claims-made & Convertible Claims-made
• Stand-alone or shared limits policy
• Prior acts coverage
• Defense protection for disciplinary proceedings, EMTALA, Stark and HIPAA
• Defense costs in addition to limits or reduce limits
• Incident or written demand claim reporting
• Consent to settle including Hammer clauses
• Tail terms – free vs. % of existing premium
• Cyber Liability sublimit for unauthorized access to your patient files
PIMS Insurance Services will work with you to identify medical professional liability exposures and apply risk management strategies that coordinate with your policy to ensure comprehensive coverage.